Rent-to-own is a home purchase arrangement where you lease a property with the option to buy it after a set period. A portion of your monthly rent is credited toward the final purchase price. This allows you to live in the house while building equity, making homeownership more achievable.

No, you don’t need to qualify for a mortgage upfront. That’s one of the main advantages of rent-to-own. You can move into the home and pay rent while working toward improving your credit or saving for a larger down payment.

Absolutely! Our rent-to-own program is designed to help people with less-than-perfect credit become homeowners. While you rent, you’ll have time to improve your credit score, making it easier to obtain a mortgage when the time comes to complete the purchase.

Yes, you have the option to purchase the home at any time during the rent-to-own agreement. The rent credits you’ve accumulated up until that point will still apply toward the purchase price.